Factoring Boosts Cash Flow.

Factoring from MFD turns invoices into working capital. Purpose-built for high-growth brands, our factoring service is a strategic cash flow solution that provides immediate cash and financial flexibility without diluting ownership or taking on more debt.
Start Today


Instant Cash. Endless Possibilities.

Fuel your growth by factoring with MFD today.

Straightforward and ultra-competitive rates.

Whether you need short-term relief or consistent support, factoring provides capital to drive transformative outcomes.

Inject capital without diluting ownership.

Gain Flexibility. Supercharge production. Invest in sales and marketing. Take that next step toward dominating your niche.

We also handle collections.

We take the collections risk so you can focus on what matters: sustaining innovation and seizing growth opportunities.

Don't leave your receivables languishing any longer.

Contact us today to unlock your invoices and fuel your vision with our factoring services.

Immediate Working Capital.

Unlock cash from your receivables in days, not months.

Fast and flexible.

Just 1% per 30 days.

 No hidden fees.

No personal guarantees.

No long-term commitments.

Get Started

Factoring FAQs

What is Factoring?

Factoring is a strategic financial solution that enables businesses to sell their invoices to a factor at a discounted rate to access immediate cash. This innovative approach optimizes cash flow and provides the necessary flexibility, allowing businesses to convert outstanding invoices into a positive cash balance efficiently.

Is my business eligible for invoice factoring?

Businesses that sell products or services and generate a significant number of invoices from creditworthy customers are typically eligible for invoice factoring. It’s a viable option for companies looking to improve cash flow without the need for traditional bank loans.

What are your factoring fees?

Our factoring fees are straightforward and competitive. We charge a 1% fee per 30 days on the invoice amount, with a minimum period of 45 days. After 45 days, the fee is calculated daily. This means if you have net 30 terms, we will charge you for 45 days at 1.5%. We do not charge commission fees, or junk fees, or require a personal guarantee. Our typical advance rate is 80-85% of the invoice amount, with a 4% management fee included in our cost analysis.

How long is the duration of a factoring contract?

We offer flexible terms with no fixed-term commitment required. You have the freedom to sell us invoices for as short or as long a period as you need, ensuring that our services meet your business’s unique financial needs.

What is the range of invoice amounts that MFD accepts?

We provide funding for most small and medium-sized businesses (SMBs), with no specific maximum set for the invoice amounts we accept. Our services are designed to accommodate the diverse needs of businesses across various industries.

How does MFD generate revenue?

We generate revenue by advancing your cash from the invoice, holding a small percentage as a reserve amount. Once your customer pays the full invoice amount, we release most of that reserve back to you, deducting our fee for the services provided. Our fee structure is designed to be transparent and competitive, ensuring you receive the capital you deserve promptly and efficiently.

How does the collection process work?

Our collection process is designed to be seamless and efficient. You submit your invoices to us, and your customers pay us directly, eliminating any waiting time for you and shifting the responsibility of collection onto us. This process ensures that you can focus on growing your business without worrying about outstanding receivables.


Whose billhead is used on the invoice?

You will inform your customers that you have sold the financial rights to their invoices to us. You continue to bill them as usual, but payments are made payable to us and sent to our address. This arrangement is communicated clearly to ensure a smooth transition and maintain your customer relationships.


What happens if my customer does not pay?

As a non-recourse factor, we assume the risk of your customer not being financially able to pay for the services provided. However, we do not assume the risk of non-payment due to disputes regarding the quality or timeliness of goods or services. This policy protects your business from financial risk associated with bad debt, allowing you to choose non-recourse factoring for added security.


What is the difference between recourse and non-recourse factoring?

Recourse factoring is suitable for larger companies willing to take on the credit risk of their customers, offering lower fees and the security of a financial reserve. Non-recourse factors, like us, assume credit responsibility on behalf of the client, mitigating or eliminating the financial risk associated with bad debt. This choice may involve slightly higher fees but provides peace of mind and financial stability


Start Scaling Your Business Today!

A Manufactured representative will contact you to get started